Buying a house is a huge and life-changing decision, and can bring financial security to you and your dependents. However, the potential problems that can arise from incorrect legal processes can be devastating, and it is vital to ensure that proper legal advice is taken throughout the purchasing process. Here at Irwin, Kilcullen & Co Solicitors, we understand property law and can help to ensure that your property purchase is carried out correctly. We can deal with the legal transfer of property and carry out all relevant searches and title checks. If you are purchasing a property with a mortgage,…
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Most property rental contracts allow for reasonable wear and tear during the course of the tenancy, but who decides what is fair and when wear and tear becomes damage? A fair tenancy agreement will include an inventory, which details the state of repair of certain items such as carpets and white goods. A landlord should replace or repair anything that is in a poor state, and the landlord and tenant should be in agreement about the condition of the property and its contents before the tenancy begins. Whether you are a tenant or a landlord, it is vital to protect…
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Do you have a right of way over someone else’s property to any part of your property or grounds? If so, it is very important to register this with the Property Registration Authority to ensure that you do not lose it due to recent legal changes that relate to rights of way. All rights of way must be registered with the Property Registration Authority by 30th November 2021 in order to ensure that they will be upheld. Rights of way are usually created as a result of a formal agreement or by long and continuous use. Either arrangement may be…
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Noisy Neighbours Life is not always plain sailing, and disputes between neighbours can be very stressful and time consuming. If you are seeking legal advice for a problem with your neighbours, you may find it reassuring to know that you are not alone. Conflict with neighbours appears to be on the increase, although the topics that arise are often the same across the country. We’ve been looking at the reasons people give for falling out with their neighbours, and thinking about how these could be resolved more peacefully. If you need help to deal with nuisance…
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Buying a newly built home can be a popular choice, especially as many new builds include a guarantee and additional features such as white goods. Problems can arise, however, when buyers commit to a newly built property when they have seen only a floor plan or a show home. Checking our list of questions to ask when you’re buying a new build may help to avoid potential pitfalls. 6 Questions To Ask When You’re Buying a New Build 1. Is it registered? Builders and developers must register their work with the relevant authorities, and this will ensure that the homes…
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When you’re looking for your dream home, you will have spent time working out your budget and finding properties that fall within your affordable range. However, there are many hidden costs associated with buying a house, and these range from legal fees and searches to the many different types of tax that must be paid. Seeking legal advice before you commit yourself to a purchase can be very helpful in working out exactly how much you can spend on a property. You should be aware that the taxes that are payable on a house purchase are significant, and may well…
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Many couples choose to cohabit as an alternative to marriage, or to buy a house together before becoming legally wed. This is often a shrewd financial decision to avoid throwing money away on rent, but if you are unprepared for the complexities of home ownership, it could be a potential disaster. Here at Irwin, Kilcullen & Co Solicitors, we focus on property law, and we would advise you to seek impartial legal advice before committing to any property purchase. Agreeing to purchase a property in joint names is a huge financial and legal commitment, and you should ensure that your…
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There is a huge demand for property the moment – and a corresponding lack of supply. We are in an artificial pressure cooker situation and until more loans and more houses are made available there will be no relief. The banks and building societies have had their fingers severely burnt and it is unlikely they will ever be let return to their old lending practices – so what is wrong with easing the lending regulations a little more. Easing credit restrictions may cause property values to increase because suitable houses are so scarce. The obvious answer is to provide more…
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The process of buying a house can be extremely stressful, but choosing a solicitor who is experienced in property law will help to make it as straightforward as possible. Conveyancing, the process of transferring a property from one person to another, can present many problems and issues that can delay or even stop the purchase. Having an understanding of the conveyancing process can be very useful indeed, and we hope that our simple guide will help you to feel familiar with how it works. What Happens When You Buy A House? 1. Making an offer. If you are looking to…
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If you own and rent out a commercial property, you will have made a legally binding contract with your tenant, or lessee. This will clarify the obligations you have to maintain your property, and specify any charges you must pay in relation to it, as well as outlining the rights you hold over the property you own. Your tenant or lessee will be renting your commercial property in order to run their business, rather than for residential purposes. This type of lease is subject to many clauses and conditions, and it is important to be familiar with these to protect…
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